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Don’t overlook importance of cash

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If you’re an investor, you no doubt pay a great deal of attention to your stocks, bonds and mutual funds.But you shouldn’t forget another key element of your financial strategy: cash. Cash is part of any financial strategy and investment portfolio, but how much have you thought about the different uses of cash, and how much you really need? Consider these four key purposes: • Unexpected expenses and emergencies – If you face an interruption in employment, you need an extensive home repair or you encounter an unplanned medical expense,you may need access to cash.

Take me back to show and tell

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Do they still have show and tell at school? Maybe not. Privileged children would say they went to Disneyland or Disneyworld over a break.

Don’s Views

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If you’ve lived in farming areas, you’ve probably seen aerial applicators – spray planes, crop dusters – swooping down into the field, flying across the field spraying herbicides or insecticides on different types of crops. They fly low across the field, then pull up into a tight turn, lining up and making another pass across the field.

Traveling Man

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If you drive from here to the West Coast, to Los Angeles or Las Vegas, going west on I40, just off I40 between Winslow and Flagstaff in Arizona, about 18 miles west of Winslow, is a unique place that alone is worth the drive. My wife Jana and I were driving through Winslow on the way to Las Vegas years ago, in the mid-80’s, and I was singing “Standing on a corner in Winslow Arizona, such a fine sight to see, it’s a girl, my Lord, in a flat-bed Ford, slowing down to take a look at me.

Financial Focus

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If you have a family member who has been diagnosed with Alzheimer’s disease, or is starting to show symptoms, you will face some real challenges. Navigating the Alzheimer’s experience involves a long journey, and there’s no easy answer for how you can cope with your emotions.

Traveling Man

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With the passing of Queen Elizabeth recently,much has been written about her life and interests. I was surprised to learn she was an avid philatelist.

Look closely at open enrollment choices

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Once again, it’s the season for football games and back-to-school activities. And if you work for a medium-size or large employer, it will soon be open enrollment season – the time of year when you can review your employee benefits and make changes as needed. What areas should you focus on?